{"id":44708,"date":"2026-09-22T10:32:17","date_gmt":"2026-09-22T10:32:17","guid":{"rendered":"https:\/\/www.all4integrity.org\/?page_id=44708"},"modified":"2026-09-24T23:54:06","modified_gmt":"2026-09-24T23:54:06","slug":"new-jersey","status":"publish","type":"page","link":"https:\/\/www.all4integrity.org\/en\/us\/new-jersey\/","title":{"rendered":"New Jersey"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"44708\" class=\"elementor elementor-44708\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-469f67f elementor-section-full_width scheme_dark elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"469f67f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ac2e2a sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"2ac2e2a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd38223 sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"cd38223\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-efaba9f elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"efaba9f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-0879be6 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"0879be6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-inner-column elementor-element elementor-element-19a4fbe sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"19a4fbe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c6fbb2d sc_fly_static elementor-widget elementor-widget-trx_sc_title\" data-id=\"c6fbb2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div\t\tclass=\"sc_title color_style_dark sc_title_default\" ><span class=\"sc_item_subtitle sc_title_subtitle sc_align_center sc_item_subtitle_above sc_item_title_style_default\">All4integrity U.S.<\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c73be4e sc_fly_static elementor-widget elementor-widget-heading\" data-id=\"c73be4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">New Jersey<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9333b00 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"9333b00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Your one-stop page for hospital bills, insurance, and patient rights in New Jersey.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-3c28654 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"3c28654\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad05d46 sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"ad05d46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-567424c elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"567424c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2544276 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"2544276\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-baf9b07 sc_fly_static elementor-widget elementor-widget-heading\" data-id=\"baf9b07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Start here<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cafd2bf sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"cafd2bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p dir=\"ltr\">Start with your hospital&#8217;s <strong>Patient Financial Services<\/strong> department \u2014 ask directly about New Jersey&#8217;s Charity Care Program. If you need help figuring out where to turn, <strong>dial 211<\/strong> for free local referrals. If a large bill is your main concern, applying for Charity Care first is usually the fastest path to relief.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b9db850 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"b9db850\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b979463 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"b979463\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d264b2 sc_fly_static elementor-widget elementor-widget-heading\" data-id=\"7d264b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Organizations<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b08ac1c sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"b08ac1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Organizations that can help directly \u2014 consumer advocates, state agencies, and nonprofits, each one listed with what it actually does.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c10c9e5 sc_fly_static elementor-widget elementor-widget-post-widget\" data-id=\"c10c9e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_layout&quot;:&quot;masonry&quot;,&quot;nb_columns&quot;:&quot;1&quot;,&quot;post_type&quot;:[&quot;entidades&quot;],&quot;nb_columns_tablet&quot;:&quot;3&quot;,&quot;nb_columns_mobile&quot;:&quot;1&quot;,&quot;post_status&quot;:&quot;publish&quot;,&quot;pagination&quot;:&quot;none&quot;}\" data-widget_type=\"post-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"post-container none template\" data-total-post=\"9\" ><div class=\"post-container-inner\"><div class=\"elementor-grid bpfwe-masonry\" ><article class=\"post-wrapper row-span-expand post-44448\"  data-post-id=\"44448\" ><div class=\"inner-content\"><style id=\"elementor-post-44448\">.post-44448 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44448 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44448 .elementor-element.elementor-element-3972074{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44448 .elementor-element.elementor-element-20b3248{font-size:1.1rem;font-weight:600;color:#333333;}.post-44448 .elementor-element.elementor-element-1185675{column-gap:0px;}.post-44448 .elementor-element.elementor-element-ef931f7{column-gap:0px;}.post-44448 .elementor-element.elementor-element-5b9056b{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44448 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44448 .elementor-element.elementor-element-5b9056b {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44448 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44516\" class=\"elementor elementor-44516\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-179fbf8 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"179fbf8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-049735d sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"049735d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b9056b sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"5b9056b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9600\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9600\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Dollar For <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-building\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9600\" class=\"elementor-element elementor-element-3972074 e-con-full e-flex e-con e-child\" data-id=\"3972074\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20b3248 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"20b3248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNonprofit that fills out the financial assistance (Charity Care) application on your behalf with the hospital. Free to the user \u2014 funded by donors. Useful when the hospital&#8217;s own process is confusing or slow.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2961b1b sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"2961b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPhone: Online tool (no direct phone line)\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1185675 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"1185675\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWebsite: https:\/\/dollarfor.org\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44717\"  data-post-id=\"44717\" ><div class=\"inner-content\"><style id=\"elementor-post-44717\">.post-44717 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44717 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44717 .elementor-element.elementor-element-3972074{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44717 .elementor-element.elementor-element-20b3248{font-size:1.1rem;font-weight:600;color:#333333;}.post-44717 .elementor-element.elementor-element-1185675{column-gap:0px;}.post-44717 .elementor-element.elementor-element-ef931f7{column-gap:0px;}.post-44717 .elementor-element.elementor-element-5b9056b{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44717 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44717 .elementor-element.elementor-element-5b9056b {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44717 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44516\" class=\"elementor elementor-44516\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-179fbf8 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"179fbf8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-049735d sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"049735d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b9056b sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"5b9056b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9600\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9600\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> End Med Debt NJ <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-building\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9600\" class=\"elementor-element elementor-element-3972074 e-con-full e-flex e-con e-child\" data-id=\"3972074\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20b3248 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"20b3248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tFree, detailed manual (134 pages) with sample dispute\/negotiation letters and step-by-step help for New Jersey medical debt cases.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2961b1b sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"2961b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPhone: No direct hotline\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1185675 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"1185675\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWebsite: https:\/\/endmeddebtnj.org\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44718\"  data-post-id=\"44718\" ><div class=\"inner-content\"><style id=\"elementor-post-44718\">.post-44718 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44718 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44718 .elementor-element.elementor-element-3972074{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44718 .elementor-element.elementor-element-20b3248{font-size:1.1rem;font-weight:600;color:#333333;}.post-44718 .elementor-element.elementor-element-1185675{column-gap:0px;}.post-44718 .elementor-element.elementor-element-ef931f7{column-gap:0px;}.post-44718 .elementor-element.elementor-element-5b9056b{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44718 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44718 .elementor-element.elementor-element-5b9056b {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44718 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44516\" class=\"elementor elementor-44516\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-179fbf8 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"179fbf8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-049735d sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"049735d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b9056b sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"5b9056b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9600\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9600\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Linda Michelson \u2014 The Medical Bill Advocate (Englewood) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-building\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9600\" class=\"elementor-element elementor-element-3972074 e-con-full e-flex e-con e-child\" data-id=\"3972074\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20b3248 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"20b3248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIndependent patient advocate based in Englewood, NJ, offering bill review, negotiation, and help with insurance issues. Free initial consultation.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2961b1b sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"2961b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPhone: Contact via directory\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef931f7 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"ef931f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t Greater National Advocates directory \u00b7 free initial consult\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44713\"  data-post-id=\"44713\" ><div class=\"inner-content\"><style id=\"elementor-post-44713\">.post-44713 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44713 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44713 .elementor-element.elementor-element-3972074{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44713 .elementor-element.elementor-element-20b3248{font-size:1.1rem;font-weight:600;color:#333333;}.post-44713 .elementor-element.elementor-element-1185675{column-gap:0px;}.post-44713 .elementor-element.elementor-element-ef931f7{column-gap:0px;}.post-44713 .elementor-element.elementor-element-5b9056b{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44713 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44713 .elementor-element.elementor-element-5b9056b {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44713 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44516\" class=\"elementor elementor-44516\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-179fbf8 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"179fbf8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-049735d sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"049735d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b9056b sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"5b9056b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9600\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9600\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> NJ 211 <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-building\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9600\" class=\"elementor-element elementor-element-3972074 e-con-full e-flex e-con e-child\" data-id=\"3972074\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20b3248 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"20b3248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tStatewide referral line connecting residents to local financial counselors, patient advocates, and general bill-help resources.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2961b1b sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"2961b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPhone: 211\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-760925e sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"760925e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t (text your ZIP code to 898-211)\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1185675 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"1185675\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWebsite: https:\/\/nj211.org\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44712\"  data-post-id=\"44712\" ><div class=\"inner-content\"><style id=\"elementor-post-44712\">.post-44712 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44712 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44712 .elementor-element.elementor-element-3972074{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44712 .elementor-element.elementor-element-20b3248{font-size:1.1rem;font-weight:600;color:#333333;}.post-44712 .elementor-element.elementor-element-1185675{column-gap:0px;}.post-44712 .elementor-element.elementor-element-ef931f7{column-gap:0px;}.post-44712 .elementor-element.elementor-element-5b9056b{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44712 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44712 .elementor-element.elementor-element-5b9056b {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44712 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44516\" class=\"elementor elementor-44516\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-179fbf8 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"179fbf8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-049735d sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"049735d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b9056b sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"5b9056b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9600\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9600\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> NJ Charity Care Program (Hospital Care Payment Assistance) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-building\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9600\" class=\"elementor-element elementor-element-3972074 e-con-full e-flex e-con e-child\" data-id=\"3972074\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20b3248 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"20b3248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNew Jersey&#8217;s official Charity Care program. Handles free\/reduced hospital bills, applications, and eligibility questions.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2961b1b sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"2961b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPhone: 1-866-588-5696\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-760925e sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"760925e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t (toll-free); 609-292-4709 (Mon\u2013Fri, business hours)\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1185675 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"1185675\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWebsite: https:\/\/nj.gov\/health\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44714\"  data-post-id=\"44714\" ><div class=\"inner-content\"><style id=\"elementor-post-44714\">.post-44714 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44714 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44714 .elementor-element.elementor-element-3972074{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44714 .elementor-element.elementor-element-20b3248{font-size:1.1rem;font-weight:600;color:#333333;}.post-44714 .elementor-element.elementor-element-1185675{column-gap:0px;}.post-44714 .elementor-element.elementor-element-ef931f7{column-gap:0px;}.post-44714 .elementor-element.elementor-element-5b9056b{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44714 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44714 .elementor-element.elementor-element-5b9056b {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44714 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44516\" class=\"elementor elementor-44516\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-179fbf8 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"179fbf8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-049735d sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"049735d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b9056b sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"5b9056b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9600\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9600\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> NJ Dept. of Banking &amp; Insurance (DOBI) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-building\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9600\" class=\"elementor-element elementor-element-3972074 e-con-full e-flex e-con e-child\" data-id=\"3972074\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20b3248 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"20b3248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tState regulator handling insurance claims, billing disputes, and surprise bill complaints in New Jersey.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2961b1b sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"2961b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPhone: 1-800-446-7467\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1185675 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"1185675\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWebsite: https:\/\/dobi.nj.gov\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44716\"  data-post-id=\"44716\" ><div class=\"inner-content\"><style id=\"elementor-post-44716\">.post-44716 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44716 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44716 .elementor-element.elementor-element-3972074{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44716 .elementor-element.elementor-element-20b3248{font-size:1.1rem;font-weight:600;color:#333333;}.post-44716 .elementor-element.elementor-element-1185675{column-gap:0px;}.post-44716 .elementor-element.elementor-element-ef931f7{column-gap:0px;}.post-44716 .elementor-element.elementor-element-5b9056b{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44716 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44716 .elementor-element.elementor-element-5b9056b {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44716 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44516\" class=\"elementor elementor-44516\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-179fbf8 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"179fbf8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-049735d sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"049735d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b9056b sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"5b9056b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9600\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9600\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> NJ Dept. of Health Main Line <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-building\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9600\" class=\"elementor-element elementor-element-3972074 e-con-full e-flex e-con e-child\" data-id=\"3972074\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20b3248 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"20b3248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tGeneral inquiry line for New Jersey&#8217;s Department of Health, covering broad health and billing questions.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2961b1b sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"2961b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPhone: 1-800-367-6543\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1185675 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"1185675\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWebsite: https:\/\/nj.gov\/health\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44715\"  data-post-id=\"44715\" ><div class=\"inner-content\"><style id=\"elementor-post-44715\">.post-44715 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44715 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44715 .elementor-element.elementor-element-3972074{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44715 .elementor-element.elementor-element-20b3248{font-size:1.1rem;font-weight:600;color:#333333;}.post-44715 .elementor-element.elementor-element-1185675{column-gap:0px;}.post-44715 .elementor-element.elementor-element-ef931f7{column-gap:0px;}.post-44715 .elementor-element.elementor-element-5b9056b{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44715 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44715 .elementor-element.elementor-element-5b9056b {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44715 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44516\" class=\"elementor elementor-44516\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-179fbf8 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"179fbf8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-049735d sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"049735d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b9056b sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"5b9056b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9600\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9600\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> NJ Division of Consumer Affairs <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-building\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9600\" class=\"elementor-element elementor-element-3972074 e-con-full e-flex e-con e-child\" data-id=\"3972074\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20b3248 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"20b3248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tState office handling medical debt complaints and enforcing patient rights under New Jersey&#8217;s Louisa Carman Act (hospital billing protections).\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2961b1b sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"2961b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPhone: 1-800-242-5846\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-760925e sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"760925e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t 973-504-6200\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef931f7 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"ef931f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t https:\/\/njconsumeraffairs.gov\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44722\"  data-post-id=\"44722\" ><div class=\"inner-content\"><style id=\"elementor-post-44722\">.post-44722 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44722 .elementor-element.elementor-element-049735d > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44722 .elementor-element.elementor-element-3972074{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44722 .elementor-element.elementor-element-20b3248{font-size:1.1rem;font-weight:600;color:#333333;}.post-44722 .elementor-element.elementor-element-1185675{column-gap:0px;}.post-44722 .elementor-element.elementor-element-ef931f7{column-gap:0px;}.post-44722 .elementor-element.elementor-element-5b9056b{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44722 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44722 .elementor-element.elementor-element-5b9056b {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44722 .elementor-element.elementor-element-5b9056b > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44516\" class=\"elementor elementor-44516\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-179fbf8 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"179fbf8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-049735d sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"049735d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b9056b sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"5b9056b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9600\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9600\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Patient Advocate Foundation <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-building\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9600\" class=\"elementor-element elementor-element-3972074 e-con-full e-flex e-con e-child\" data-id=\"3972074\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20b3248 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"20b3248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNational organization offering free case management for insurance disputes, medical bill navigation, appeals, and support for people with serious illnesses.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2961b1b sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"2961b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPhone: 800-532-5274\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1185675 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"1185675\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWebsite: https:\/\/patientadvocate.org\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-113c9b2 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"113c9b2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-73071fd sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"73071fd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f29d729 sc_fly_static elementor-widget elementor-widget-heading\" data-id=\"f29d729\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6867ef7 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"6867ef7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Quick answers to the questions that come up again and again, before you dive into contacts or a specific case.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b82b40 sc_fly_static elementor-widget elementor-widget-post-widget\" data-id=\"3b82b40\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_layout&quot;:&quot;masonry&quot;,&quot;nb_columns&quot;:&quot;1&quot;,&quot;post_type&quot;:[&quot;faqs&quot;],&quot;nb_columns_tablet&quot;:&quot;3&quot;,&quot;nb_columns_mobile&quot;:&quot;1&quot;,&quot;post_status&quot;:&quot;publish&quot;,&quot;pagination&quot;:&quot;none&quot;}\" data-widget_type=\"post-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"post-container none template\" data-total-post=\"5\" ><div class=\"post-container-inner\"><div class=\"elementor-grid bpfwe-masonry\" ><article class=\"post-wrapper row-span-expand post-44737\"  data-post-id=\"44737\" ><div class=\"inner-content\"><style id=\"elementor-post-44737\">.post-44737 .elementor-element.elementor-element-8075624 > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44737 .elementor-element.elementor-element-8075624 > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44737 .elementor-element.elementor-element-d2b5e60{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44737 .elementor-element.elementor-element-d257049{font-size:1.1rem;font-weight:400;}.post-44737 .elementor-element.elementor-element-87a7eef{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44737 .elementor-element.elementor-element-87a7eef > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44737 .elementor-element.elementor-element-87a7eef {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44737 .elementor-element.elementor-element-87a7eef > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44592\" class=\"elementor elementor-44592\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-66e9152 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"66e9152\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8075624 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"8075624\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87a7eef sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"87a7eef\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1420\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1420\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I don&#8217;t know where to start \u2014 is there a single number I can call? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-question-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1420\" class=\"elementor-element elementor-element-d2b5e60 e-con-full e-flex e-con e-child\" data-id=\"d2b5e60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d257049 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"d257049\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tYes. Dial 211, or text your ZIP code to 898-211, for free referrals to local financial counselors, patient advocates, and bill-help resources anywhere in New Jersey.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44738\"  data-post-id=\"44738\" ><div class=\"inner-content\"><style id=\"elementor-post-44738\">.post-44738 .elementor-element.elementor-element-8075624 > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44738 .elementor-element.elementor-element-8075624 > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44738 .elementor-element.elementor-element-d2b5e60{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44738 .elementor-element.elementor-element-d257049{font-size:1.1rem;font-weight:400;}.post-44738 .elementor-element.elementor-element-87a7eef{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44738 .elementor-element.elementor-element-87a7eef > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44738 .elementor-element.elementor-element-87a7eef {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44738 .elementor-element.elementor-element-87a7eef > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44592\" class=\"elementor elementor-44592\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-66e9152 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"66e9152\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8075624 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"8075624\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87a7eef sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"87a7eef\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1420\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1420\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is there a free guide to negotiating my bill in New Jersey? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-question-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1420\" class=\"elementor-element elementor-element-d2b5e60 e-con-full e-flex e-con e-child\" data-id=\"d2b5e60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d257049 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"d257049\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tes \u2014 End Med Debt NJ publishes a free, detailed manual with sample dispute and negotiation letters written specifically for New Jersey cases.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44734\"  data-post-id=\"44734\" ><div class=\"inner-content\"><style id=\"elementor-post-44734\">.post-44734 .elementor-element.elementor-element-8075624 > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44734 .elementor-element.elementor-element-8075624 > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44734 .elementor-element.elementor-element-d2b5e60{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44734 .elementor-element.elementor-element-d257049{font-size:1.1rem;font-weight:400;}.post-44734 .elementor-element.elementor-element-87a7eef{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44734 .elementor-element.elementor-element-87a7eef > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44734 .elementor-element.elementor-element-87a7eef {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44734 .elementor-element.elementor-element-87a7eef > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44592\" class=\"elementor elementor-44592\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-66e9152 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"66e9152\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8075624 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"8075624\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87a7eef sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"87a7eef\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1420\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1420\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is NJ Charity Care and how do I apply? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-question-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1420\" class=\"elementor-element elementor-element-d2b5e60 e-con-full e-flex e-con e-child\" data-id=\"d2b5e60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d257049 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"d257049\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNew Jersey&#8217;s Charity Care Program reduces or eliminates hospital bills for eligible low-income patients. Apply directly through the hospital, or call the state&#8217;s Charity Care line at 1-866-588-5696.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44736\"  data-post-id=\"44736\" ><div class=\"inner-content\"><style id=\"elementor-post-44736\">.post-44736 .elementor-element.elementor-element-8075624 > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44736 .elementor-element.elementor-element-8075624 > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44736 .elementor-element.elementor-element-d2b5e60{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44736 .elementor-element.elementor-element-d257049{font-size:1.1rem;font-weight:400;}.post-44736 .elementor-element.elementor-element-87a7eef{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44736 .elementor-element.elementor-element-87a7eef > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44736 .elementor-element.elementor-element-87a7eef {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44736 .elementor-element.elementor-element-87a7eef > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44592\" class=\"elementor elementor-44592\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-66e9152 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"66e9152\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8075624 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"8075624\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87a7eef sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"87a7eef\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1420\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1420\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is the Louisa Carman Act? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-question-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1420\" class=\"elementor-element elementor-element-d2b5e60 e-con-full e-flex e-con e-child\" data-id=\"d2b5e60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d257049 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"d257049\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA New Jersey law requiring hospitals to offer reasonable payment plans based on a patient&#8217;s ability to pay \u2014 it protects low-income patients from unaffordable lump-sum payment demands.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44739\"  data-post-id=\"44739\" ><div class=\"inner-content\"><style id=\"elementor-post-44739\">.post-44739 .elementor-element.elementor-element-8075624 > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44739 .elementor-element.elementor-element-8075624 > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44739 .elementor-element.elementor-element-d2b5e60{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44739 .elementor-element.elementor-element-d257049{font-size:1.1rem;font-weight:400;}.post-44739 .elementor-element.elementor-element-87a7eef{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44739 .elementor-element.elementor-element-87a7eef > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44739 .elementor-element.elementor-element-87a7eef {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44739 .elementor-element.elementor-element-87a7eef > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44592\" class=\"elementor elementor-44592\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-66e9152 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"66e9152\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8075624 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"8075624\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87a7eef sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"87a7eef\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1420\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1420\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What should I do first when I get a hospital bill in New Jersey? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-question-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1420\" class=\"elementor-element elementor-element-d2b5e60 e-con-full e-flex e-con e-child\" data-id=\"d2b5e60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d257049 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"d257049\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tRequest an itemized bill with CPT codes and compare it to your insurer&#8217;s Explanation of Benefits (EOB) \u2014 this is the fastest way to catch errors before disputing or paying anything.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed92525 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"ed92525\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-df610d3 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"df610d3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0812d28 sc_fly_static elementor-widget elementor-widget-heading\" data-id=\"0812d28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Glossary<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7dceb24 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"7dceb24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"intro\">U.S. healthcare terms explained.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-380646a sc_fly_static elementor-widget elementor-widget-post-widget\" data-id=\"380646a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_layout&quot;:&quot;masonry&quot;,&quot;nb_columns&quot;:&quot;1&quot;,&quot;post_type&quot;:[&quot;glossario&quot;],&quot;nb_columns_tablet&quot;:&quot;3&quot;,&quot;nb_columns_mobile&quot;:&quot;1&quot;,&quot;post_status&quot;:&quot;publish&quot;,&quot;pagination&quot;:&quot;none&quot;}\" data-widget_type=\"post-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"post-container none template\" data-total-post=\"7\" ><div class=\"post-container-inner\"><div class=\"elementor-grid bpfwe-masonry\" ><article class=\"post-wrapper row-span-expand post-44501\"  data-post-id=\"44501\" ><div class=\"inner-content\"><style id=\"elementor-post-44501\">.post-44501 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44501 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44501 .elementor-element.elementor-element-b41e58e{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44501 .elementor-element.elementor-element-6d0ccac{font-size:1.1rem;font-weight:400;color:#333333;}.post-44501 .elementor-element.elementor-element-cebc011{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44501 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44501 .elementor-element.elementor-element-cebc011 {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44501 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44601\" class=\"elementor elementor-44601\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc00177 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"bc00177\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-58515f8 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"58515f8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cebc011 sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"cebc011\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2160\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2160\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Charity Care <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-question-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2160\" class=\"elementor-element elementor-element-b41e58e e-con-full e-flex e-con e-child\" data-id=\"b41e58e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d0ccac sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"6d0ccac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA hospital&#8217;s financial assistance program, required by law in most U.S. states, that reduces or eliminates a patient&#8217;s bill based on income \u2014 often up to 300-400% of the federal poverty level.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44494\"  data-post-id=\"44494\" ><div class=\"inner-content\"><style id=\"elementor-post-44494\">.post-44494 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44494 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44494 .elementor-element.elementor-element-b41e58e{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44494 .elementor-element.elementor-element-6d0ccac{font-size:1.1rem;font-weight:400;color:#333333;}.post-44494 .elementor-element.elementor-element-cebc011{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44494 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44494 .elementor-element.elementor-element-cebc011 {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44494 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44601\" class=\"elementor elementor-44601\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc00177 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"bc00177\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-58515f8 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"58515f8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cebc011 sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"cebc011\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2160\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2160\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Explanation of Benefits (EOB) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-question-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2160\" class=\"elementor-element elementor-element-b41e58e e-con-full e-flex e-con e-child\" data-id=\"b41e58e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d0ccac sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"6d0ccac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA statement from your health insurer showing what was billed, what insurance covered, and what you may still owe. It is not a bill \u2014 compare it against the hospital&#8217;s itemized bill to catch mismatches or errors. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44496\"  data-post-id=\"44496\" ><div class=\"inner-content\"><style id=\"elementor-post-44496\">.post-44496 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44496 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44496 .elementor-element.elementor-element-b41e58e{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44496 .elementor-element.elementor-element-6d0ccac{font-size:1.1rem;font-weight:400;color:#333333;}.post-44496 .elementor-element.elementor-element-cebc011{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44496 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44496 .elementor-element.elementor-element-cebc011 {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44496 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44601\" class=\"elementor elementor-44601\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc00177 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"bc00177\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-58515f8 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"58515f8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cebc011 sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"cebc011\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2160\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2160\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Federal Poverty Level (FPL) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-question-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2160\" class=\"elementor-element elementor-element-b41e58e e-con-full e-flex e-con e-child\" data-id=\"b41e58e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d0ccac sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"6d0ccac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAn income threshold set annually by the U.S. government, used to determine eligibility for many assistance programs, including hospital Charity Care. Eligibility is often expressed as a percentage of FPL (e.g. &#8220;up to 400% of FPL&#8221;).\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44497\"  data-post-id=\"44497\" ><div class=\"inner-content\"><style id=\"elementor-post-44497\">.post-44497 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44497 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44497 .elementor-element.elementor-element-b41e58e{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44497 .elementor-element.elementor-element-6d0ccac{font-size:1.1rem;font-weight:400;color:#333333;}.post-44497 .elementor-element.elementor-element-cebc011{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44497 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44497 .elementor-element.elementor-element-cebc011 {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44497 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44601\" class=\"elementor elementor-44601\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc00177 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"bc00177\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-58515f8 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"58515f8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cebc011 sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"cebc011\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2160\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2160\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Itemized Bill <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-question-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2160\" class=\"elementor-element elementor-element-b41e58e e-con-full e-flex e-con e-child\" data-id=\"b41e58e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d0ccac sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"6d0ccac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA detailed, line-by-line breakdown of every charge on a hospital bill (procedure codes, medication charges, room fees, etc.), instead of a single lump-sum total. U.S. hospitals must provide one on request.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44499\"  data-post-id=\"44499\" ><div class=\"inner-content\"><style id=\"elementor-post-44499\">.post-44499 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44499 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44499 .elementor-element.elementor-element-b41e58e{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44499 .elementor-element.elementor-element-6d0ccac{font-size:1.1rem;font-weight:400;color:#333333;}.post-44499 .elementor-element.elementor-element-cebc011{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44499 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44499 .elementor-element.elementor-element-cebc011 {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44499 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44601\" class=\"elementor elementor-44601\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc00177 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"bc00177\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-58515f8 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"58515f8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cebc011 sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"cebc011\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2160\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2160\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Managed Care Plan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-question-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2160\" class=\"elementor-element elementor-element-b41e58e e-con-full e-flex e-con e-child\" data-id=\"b41e58e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d0ccac sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"6d0ccac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA type of health insurance (HMO, PPO, etc.) that contracts with a specific network of providers and often requires referrals or pre-authorization for certain care.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44498\"  data-post-id=\"44498\" ><div class=\"inner-content\"><style id=\"elementor-post-44498\">.post-44498 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44498 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44498 .elementor-element.elementor-element-b41e58e{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44498 .elementor-element.elementor-element-6d0ccac{font-size:1.1rem;font-weight:400;color:#333333;}.post-44498 .elementor-element.elementor-element-cebc011{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44498 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44498 .elementor-element.elementor-element-cebc011 {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44498 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44601\" class=\"elementor elementor-44601\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc00177 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"bc00177\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-58515f8 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"58515f8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cebc011 sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"cebc011\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2160\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2160\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> No Surprises Act <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-question-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2160\" class=\"elementor-element elementor-element-b41e58e e-con-full e-flex e-con e-child\" data-id=\"b41e58e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d0ccac sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"6d0ccac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA federal law protecting patients from unexpected out-of-network bills, especially in emergencies or when an out-of-network provider is involved at an in-network facility without the patient&#8217;s knowledge. Some states, including California, add extra protections on top of the federal law.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><article class=\"post-wrapper row-span-expand post-44500\"  data-post-id=\"44500\" ><div class=\"inner-content\"><style id=\"elementor-post-44500\">.post-44500 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-column-wrap{padding:0px 0px 0px 0px;}.post-44500 .elementor-element.elementor-element-58515f8 > .elementor-element-populated.elementor-widget-wrap{padding:0px 0px 0px 0px;}.post-44500 .elementor-element.elementor-element-b41e58e{--display:flex;border-style:none;--border-style:none;--border-radius:0px 0px 0px 0px;}.post-44500 .elementor-element.elementor-element-6d0ccac{font-size:1.1rem;font-weight:400;color:#333333;}.post-44500 .elementor-element.elementor-element-cebc011{--n-accordion-title-justify-content:initial;--n-accordion-title-flex-grow:initial;--n-accordion-title-icon-order:-1;--n-accordion-title-font-size:1.3rem;--n-accordion-item-title-space-between:0px;--n-accordion-item-title-distance-from-content:0px;--n-accordion-icon-size:22px;}.post-44500 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title{border-style:solid;border-width:1px 0px 0px 0px;}.post-44500 .elementor-element.elementor-element-cebc011 {--n-accordion-padding:20px 0px 10px 0px;}:where( .post-44500 .elementor-element.elementor-element-cebc011 > .elementor-widget-container > .e-n-accordion > .e-n-accordion-item > .e-n-accordion-item-title > .e-n-accordion-item-title-header ) > .e-n-accordion-item-title-text{font-weight:700;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"44601\" class=\"elementor elementor-44601\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc00177 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"bc00177\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-58515f8 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"58515f8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cebc011 sc_fly_static elementor-widget elementor-widget-n-accordion\" data-id=\"cebc011\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2160\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2160\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Self-Pay Discount <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"far fa-question-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2160\" class=\"elementor-element elementor-element-b41e58e e-con-full e-flex e-con e-child\" data-id=\"b41e58e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d0ccac sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"6d0ccac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA reduced rate some hospitals offer to patients who don&#8217;t have insurance and pay out of pocket directly \u2014 often close to what an insurer would have negotiated.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/article><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-99fef9d elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"99fef9d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c4ca1c4 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"c4ca1c4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1367503 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"1367503\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Reviewed September 2026.<br \/>Need more information or found an outdated contact? <a href=\"https:\/\/www.all4integrity.org\/en\/us\/contact\/\" target=\"_blank\" rel=\"noopener\">Let us know<\/a><\/p><p>This information is provided as general guidance only and may change without notice. All4Integrity does not guarantee its accuracy or completeness. Always confirm current details directly with the relevant organization before relying on them. This is not legal, financial, or medical advice.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>All4integrity U.S. New Jersey Your one-stop page for hospital bills, insurance, and patient rights in&hellip;<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":44421,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"class_list":["post-44708","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New Jersey - ALL4INTEGRITY<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.all4integrity.org\/en\/us\/new-jersey\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New Jersey - 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